USDA, VA & FHA – Rate: 4.75% APR: 5.332%*

3-2-1 Buydown – Rate: 2.99% APR: 6.342%**

*FHA Payment example: Stated rate may change or may not be available at time of rate lock. Lock based off 800 credit score. If you bought a $325,000 home with a 30 year loan at a fixed rate of 4.75% (5.332% Annual Percentage Rate), with a down payment of 5%, for a loan amount of $308,750, you would make 360 monthly payments of $1,611. Payment stated does not include mortgage insurance, taxes and homeowners insurance, which will result in a higher payment.

**3-2-1 Buydown **Rates provided 3/7/2025. Conv 30 yr Fixed. Stated rate may change or may not be available at time of rate lock. Example: Purchase Price $325,000, 20% Down Payment, $260,000 Loan Amount, 30 year term, initial interest rate 2.99% (6.342% APR) with a 3-2-1 temporary buydown. 12 monthly payments of $1,095, 12 monthly payments of $1,240, 12 monthly payments of $1,395, 84 monthly payments of $1,557, not including taxes/insurance.

Offer valid on select new inventory homes that contract by 3/31/25 using a qualifying loan product originated by CMG Mortgage, Inc. d/b/a CMG Home Loans, an equal housing lender (NMLS #1820, Alabama Consumer Credit License #20578, Georgia Residential Mortgage Licensee #15438), but financing through CMG is not a requirement to purchase any home from Holland Homes LLC. Please visit www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org for a complete list of licenses held by CMG and its affiliates. Customers seeking to take advantage of this offer must meet the underwriting requirements established by CMG to qualify for the chosen loan program. Holland Homes LLC and its affiliates do not offer mortgages or other financial products, and all questions regarding financing and related matters should be addressed directly with your chosen lender. This communication is provided for informational purposes only and neither this information nor anything else contained on any Holland Homes LLC website or other marketing materials should be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, eligible homes, and other terms and conditions are subject to change without notice, and no guarantee is made that any specific rate will be available to any specific buyer at any given time. Other requirements and restrictions may apply and supplies of eligible homes are extremely limited. Please contact a Holland Homes LLC Professional today for complete offer details and a current list of eligible homes. This offer is subject to modification or termination at any time without prior notice. In the event of any conflict with any agreement signed with Holland Homes LLC, the terms of the signed agreement shall govern and control in all respects.