Excludes Holland Homes Coastal Communities.*Offer only available with a preferred lender and cannot be combined with any other offers. Available for a limited time only.
10/6 ARM – Rate: 5.25% APR: 5.68%***
30-year Fixed – Rate: 5.75% APR: 6.123%**
VA & FHA – Rate: 5.25% APR: 5.632%*
*FHA Payment example: Stated rate may change or may not be available at time of rate lock. If you bought a $400,000 home with a 30 year loan at a fixed rate of 5.25% (5.632% Annual Percentage Rate), with a down payment of 3.5%, for a loan amount of $386,000, you would make 360 monthly payments of $2,132. Payment stated does not include mortgage insurance, taxes and homeowners insurance, which will result in a higher payment.
**Payment example: Stated rate may change or may not be available at time of rate lock. If you bought a $400,000 home with a 30 year loan at a fixed rate of 5.75% (6.123% Annual Percentage Rate), with a down payment of 10%, for a loan amount of $360,000, you would make 360 monthly payments of $2,101. Payment stated does not include mortgage insurance, taxes and homeowners insurance, which will result in a higher payment.
***10/6 Arm. Stated rate may change or may not be available at time of rate lock. Example: Purchase Price $400,000, 10% Down Payment, $360,000 Loan Amount, 30 year term, initial interest rate 5.25% (5.68% APR) for initial 120 payments of $1,987.93, not including mortgage insurance/taxes/insurance.
Post Introductory Period Example: Interest Rate = SOFR + Margin. Payment can adjust every 6 months. Sample Repayments at month 120 with balance of $290,601: 3% Margin, 5.313% SOFR (9/11/23), 8.250% variable rate, $2,476.00 monthly payment. At max interest rate of 10.25% payment is $3226.00